Money is like a companion to us. You might be wondering at this point how money is like our friend. In the same way, a genuine companion helps us through tough times, money can also help us get through any challenge. In both, happy and sad times, money is a great aid. If we have money, we can overcome any obstacle; if we don’t, we won’t be able to deal with even the most basic of issues. Money is our greatest power, so we should always have money. Nothing will happen if we lack funds. With the aid of money, we are capable of anything. but since you lack funds, you are reading this article right now. I’m going to inform you about an app today that will rapidly fix all of your issues. The lending app I’m referring to today is called KISSHT LOAN APP.
WHAT IS KISSHT LOAN APP?
Kissht is a non-banking financial corporation. One-of-a-kind digital portal Kissht is operated by ONEMi Technology Solutions Private Limited with the aim of providing fast and easy credit financing to its customers across India. In order to expand the options for consumer credit funding for both online and offline purchases, ONEMi Technology Solutions Pvt. Ltd., which was established in 2015, set out to use cutting-edge technology. Personal loans, online purchase loans, and our newest offering, the “Revolving Line of Credit,” are just a few of the market areas in which we are able to function thanks to our ongoing efforts to give our customers more financial freedom.
WHAT WILL THE INTEREST RATE BE IF I BORROW MONEY THROUGH KISSHT LOAN APP?
First and foremost, we are aware of the interest rate for loans obtained through this program. Are we able to cover this amount of interest? The interest rate on a credit from Kissht Loan App may range from 14% to 28% per year.
WHAT PAPERWORK IS NEEDED TO APPLY FOR A LOAN THROUGH KISSHT LOAN APP?
- AADHAR CARD
- PAN CARD
HOW MUCH MONEY CAN BE BORROWED THROUGH THE KISSHT LOAN APP?
Now that we know how much credit this software will provide for us. Will we be able to obtain the full amount of financing we require? We can obtain funds with the Kissht Loan App that range from Rs. 10,000 to Rs. 1,00,000.
WHO WILL USE THE KISSHT LOAN APP TO BORROW MONEY?
- You need to be an Indian national.
- You must be over the age of 21.
- You must be an employee with a monthly wage of at least Rs. 15,000.
- Alternatively, you must be a self-employed person making at least Rs. 1.2 lakh per year.
HOW LONG WILL THE DEBT BE ACCESSIBLE THROUGH THE KISSHT LOAN APP?
If we talk about this payment, how long do we have to pay this back? With the Kissht Loan App, we can choose a credit payback term of 3 months to 24 months.
WHAT ADVANTAGES COME WITH USING THE KISSHT LOAN APP?
- With this software, you can get an immediate loan while at home.
- Taking out credit from here will have a very cheap interest rate.
- You won’t need many papers to apply for credit from this place.
- You can obtain an Instalment credit from here.
HOW DO I USE THE KISSHT LOAN APP TO REQUEST FOR A LOAN?
- Install the Kissht Loan App first.
- Register your cell phone number after that.
- Then, submit the necessary papers.
- Fill in your essential details after that.
- Your credit will be authorized following this.
- The borrowing sum will then be automatically deposited into your account.
CONTACT KISSHT LOAN APP CUSTOMER SERVICE AT
022 62820570 or via WhatsApp at 022 48913044.
Email- care@kissht.com
Location: Die Deutsche Parkz, 2nd Floor, Nahur West, Mumbai, MH-400078
FREQUENTLY ASKED QUESTIONS ON KISSHT LOAN APP
- How can I find out where my application for a kissht credit stands?
ANS. Sending an email to care@kissht.com or calling 022-62820570 at any time between 09:30 and 06:30 on Monday through Sunday will let you know the state of your credit application.
Additionally, you can contact a Kissht agent by utilising the live messaging feature that is available on both the company’s official website and mobile application.
- Can I still apply for credit if all I have is a duplicate of my PAN card instead of the original?
ANS. You can give your PAN Card photocopy to Kissht, and they will try their utmost to get your credit approved. You simply need to provide your signature and self-attest the picture of your PAN card before uploading it to the Kissht site.
- Is it still possible for me to apply for an immediate cash loan or a merchandise loan from Kissht if I don’t have three months’ worth of bank statements?
ANS. For an instant cash loan, three months’ amount of bank statements is required. Customers are needed to provide bank statements in the event of a product credit based on the assessment of their profile, which is obligatory if requested.
- Do I have to submit my papers again if I want to reapply for credit after taking one from Kissht?
ANS. No, you do not need to re-submit all of your papers when you apply for a second loan from Kissht if you are still residing at the location that was listed on your initial loan application. However, not many papers lose their validity over time (like Rent agreements, Utility bills, and Bank statements). We only require you to re-submit these papers that have expired, and even this rule may change depending on the circumstances.
- I have a number of banking accounts. I should submit which bank account?
ANS. If you are a salaried customer, please provide the last three months’ worth of your pay account’s bank statements so that we can see the inflow of your income.
Share your most recent three months’ worth of bank statements from any current bank where you have the most activities and a stable or maintained amount if you are a self-employed client. Kindly keep in mind that the bank account listed on the check and the bank summary must match. No M-Passbook is permitted.
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