What is IDFC FIRST Classic Credit Card?

By | February 4, 2023

 

 

Friends, in today’s time, money is such a thing, for which every person is running here and there.  But friends, sometimes it happens with us that no matter how much money we are earning, we still need money, but friends, you know that in such difficult times, you do not have any option to borrow money from anywhere.  There is no need because there is always such a thing in your pocket that whenever you need money, how would it be if you could use it.  Now you will say how this can happen, then among friends I would like to tell you that it is definitely possible.  Friends, for this you should have a credit card, now how will you get this credit card, today we are going to know about it and here I would like to tell you all, today I am going to tell you about the credit card of this bank, its name is IDFC  Recently some new credit cards have been launched by Bank ji and this bank, one of which is IDFC FIRST Classic Credit Card and today we are going to talk about this credit card in this post, today you all are going to know.  How can you apply for IDFC FIRST Select Credit Card, What documents do we need to get IDFC FIRST Classic Credit Card, Who can apply for IDFC FIRST Classic Credit Card, IDFC FIRST  What are the benefits of Classic Credit Card, after taking IDFC FIRST Classic Credit Card, the limit of Rs.  If yes, then let’s find out quickly.

Friends, now if you know a little bit about this credit card, then friends, this credit card was launched by IDFC Bank a few days ago, this credit card is completely different from the rest of the credit cards, about which we will talk further.  Why is it different? One special thing about this card is that whenever you spend money anywhere with the help of this card, you get a lot of rewards. This credit card makes your life very easy.

 What are Super Saver Benefits?

– With the help of this credit card, you can withdraw money from an ATM without interest, that too for more than 48 days.

 -On this credit card, you will be charged a minimum interest of 0% and a maximum of 0.75 per month and 9% per annum, which is less than all credits.

 -The most important thing about this credit card is that you do not have to pay any over limit fee.

 -There will be no redemption fee for the rewards you get on this credit card.

 -How and how much will you get Reward Points?

 -You will get 10X reward points if you do transactions above Rs.20,000 through this card.

 -If you spend money online anywhere, you will get 6X reward points.

 -If you spend money offline anywhere, you will get 3X reward points.

 -These reward points will never expire.

 -If you spend money from it on your birthday, you will get 10X reward points.

 What will be the Joining Benefits?

– If you go for this credit card, you will get welcome gift watchers if you spend above Rs.15,000 within 90 days from the time your card is set up.

 -You will also get 5% cashback on your first EMI transaction performed within 90 days after the card is set up.

 What will be the Fees & Charges?

-Lifetime Free Credit Card.

– Over Limit Fee – NIL

 -Credit Card Interest Rate – from 0.75% to 2.99% per month

 F-X Markup – 1.99%

 -Late Payment Fee – 15% of Total Amount Due (subject to Min Rs.100 and Max up to Rs.1,000)

 -International & Domestic Cash Advance Fee-Rs.250.

 How to get an IDFC FIRST Classic Credit Card?

Friends, today all of you have come to know that how you can apply for IDFC FIRST Classic Credit Card, what documents we will need to get IDFC FIRST Classic Credit Card, which application for IDFC FIRST Classic Credit Card  Can do, what benefits will be available in IDFC FIRST Classic Credit Card, after taking IDFC FIRST Classic Credit Card, the limit of Rs. Want to know through this post, if you have any question left about this credit card, then you can ask us by commenting below, if you like the information given by us, then definitely share it with all your friends everywhere and also utilize this helpful information.Share it as much as you can.  Friends, heartly thanks to all of you for taking out some of your precious time to read our post till here.

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