We all know that a plant cannot stand without having strong roots,similarly our life cannot go on without money. Money is like a backbone without that we are nothing. Nowadays inflation is increasing so much that it has become very difficult for a middle – class man to fulfill his dreams. There is a saying that if one door closes,another door automatically opens just like the word ‘LOAN’.It sounds very strange to hear the word loan,but if we go out carefully,then it is the cure for every pain.
So today we are going to talk about AXIS BANK PERSONAL LOAN. AXIS BANK Personal Loan gives you instant personal loan very quickly. Now you don’t get to put your dreams behind because of money. You can fulfill all your dreams by taking a loan from Axis Bank Personal Loans. Because these banks provide you different loans at very low interest rates. The time to return the one who will give you this loan can also be different, which you can choose yourself. You can even choose the interest rate yourself at what interest rate you want the loan. There is only one request from you that you read this post of ours till the very end so that if you want to take a loan from this bank, all the questions that you have in your mind will be over and you will get answers to all those questions.
First of all we should know what is a personal loan? Personal loan means any situation in which any person can borrow money from the bank to meet its personal needs.
WHAT IS AXIS BANK PERSONAL LOAN?
Axis bank is an Indian banking and financial services company. A personal loan from Axis bank ensures that you can meet all your goals with ease without any disturbance. You can take a personal loan for your perfect wedding,for complete My wide renovation of your home or fun-filled holidays. With the help of a personal loan you can enjoy the best moment of your life.
HOW MUCH LOAN YOU CAN TAKE?
You can take a personal loan starting from Rs.50,000 up to Rs.40 lakhs with minimal documentation and with amazing interest rates. The right personal loan is set on several factors. Interest rates are one of them.
AXIS BANK PERSONAL LOAN BENEFIT
- To full-fill your ambition- Axis bank personal loan helps in achieving your desired goals without begging in front of someone.
- Desired amount- You can get a personal loan as per your desire between Rs.50,000 to Rs.4,00,000.
- Documents- With the process of minimum documentation you can get your money credited into your account very quickly.
- Processing fee- very low processing fee can be charged.
ELIGIBILITY
- Minimum age must be 21 years.
- Maximum age must be 60 years at the time of maturity of the Personal Loan.
- A person who has applied for a loan must be an Indian resident and a salaried one.
- Credit score: A good credit score helps you to take a higher loan amount and the bank also offers loans with better terms such as a lower interest rate and more flexible loan tenure.
- Types of employment and income- Your occupation and income both are the very important factors that affect your eligibility for personal loan from AXIS BANK.
DOCUMENTATION
- Applicant form: Completely filled loan application form with the required documents.
- Identity proof: Aadhar card,Pan card,Driving license,etc.
- Residence proof: A copy of aadhar card, pan card, property purchase agreement, registered lease agreement, utility bill, etc.
INTEREST AND CHARGES
- Personal loan interest rate- 10.49% to 21%.
- Loan Tenure- 12 months to 60 months.
- Charges- Processing fee up to 2% of the loan amount.
HOW TO APPLY FOR PERSONAL LOAN IN AXIS BANK?
STEP 1: Online form filling- Enter your personal details including income,occupation,etc.
STEP 2: Personal loan details- Enter the personal loan amount and repayment tenure as per your choice.
STEP 3: Approval- Get your money credited in your account instantly.
FAQs
Ques 1- Does Axis Bank give instant personal loans?
Ans-Yes, Axis bank provides 24*7 instant personal loan to fulfill your financial requirements.
Ques 2- What should be my monthly income to be eligible for Axis Personal Loan?
Ans- Your monthly income should be more than Rs.25000 to be eligible for Axis Personal Loan.
Ques 3- What is the repayment tenure for Axis Personal Loan?
Ans- The repayment tenure is between 1 to 5 years(12 months to 60 months).
Ques 4- Are there any charges after I get an Axis Bank Personal Loan?
Ans- There may be certain charges after you get an Axis Bank Personal Loan.
Ques 5- Is it easy to get a loan from Axis bank?
Ans- You can easily apply for a loan with minimal documentation and get your money credited into your account.
AXIS BANK CUSTOMER CARE
- 1-860-419-5555
- 1-860-500-5555
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