discounts and customer experiences of Progressive Insurance. Our goal is to give you enough information so that you can decide for yourself whether it is beneficial for you or not.
Why Progressive Insurance Prices Matter
It is important to compare Progressive Insurance with other insurance companies because each company has a different way of pricing. Some recent 2025 reports show that Progressive Insurance offers policies at a lower price than the national average for certain drivers. For example, if you do not have a very good driving record or your credit score is low, then Progressive Insurance may be cheaper for you. According to a website, the average price of Progressive Insurance annual full coverage is around $2200, which is less than the national average of $2500.
But just looking at the low price is not enough. You also have to see how much coverage you are getting and whether it meets your needs. Progressive Insurance has a special tool called Name Your Price. This tool gives you the freedom to choose a policy according to your budget. But sometimes a low price can also mean less coverage. So check everything thoroughly before buying a policy.
- Cheaper rates can be available for high risk drivers such as those with DUIs
- Various discounts such as safe driver or multi-policy discounts
- Some complaints about customer service such as claims not being settled quickly
What makes Progressive Insurance special
Progressive Insurance has many things that set it apart from other companies. One of its tools is Autoquote Explorer which gives you the opportunity to compare the prices of Progressive Insurance and other companies. This tool is very useful for those who want to find the cheapest deal. Apart from this, Progressive Insurance offers some unique coverages like pet injury expenses or no premium increase after a minor accident.
But not everything is perfect. Some customers say that Progressive Insurance customer service and claim process is lacking. In a 2025 report, it got only 3.1 out of 5 ratings for customer satisfaction. Some people praised the affordable price but also expressed displeasure over customer support. If you are thinking of taking Progressive Insurance, keep these good and bad things in mind.
- You can choose a policy in your budget with the Name Your Price tool
- Pet injury coverage covers pet expenses
- Accident forgiveness does not increase premium in minor accidents
Is Progressive Insurance right for you
Progressive Insurance is not the cheapest for everyone. If your driving record is very clean, other companies like Geico can give you a cheaper policy. According to a comparison, Geico monthly liability coverage costs $55 while Progressive Insurance is $101. But if you are a high-risk driver or want some specific coverage, Progressive Insurance may be a good fit for you.
Its Snapshot program is also special, which gives discounts based on your driving habits. But be careful because some drivers have also faced premium increases due to this program. Before purchasing a policy, get quotes from other companies and understand your needs well.
- Compare quotes from other companies like Geico or State Farm
- Check the coverage according to your need, such as liability or collision
- Read customer reviews so you get a fair idea of the company
Progressive Insurance can be a good option for those who are looking for affordable prices and specific coverage. But don’t go by the low price alone. You should decide based on your driving situation, needs and budget. Progressive Insurance tools and discounts make it attractive, but there are some shortcomings in customer service. The best way is to get quotes from multiple companies and read customer reviews. Visit Progressive Insurance website today to find the right deal for your needs.
